A business account
for growing teams
A business account
for growing teams
Ten IBAN accounts, cards for the whole team and 1.5% interest on your balance — with bookkeeping already built in.
Banking that scales with your business
Banking that scales with your business
NoCFO Business is built for limited companies with a team, recurring
payments and customers abroad. Everything runs in one place.
Cards for the whole team
Five physical and twenty virtual Debit cards,
with unlimited users on the account.
Five physical and twenty virtual Debit cards, with unlimited users on the account.
Accounts that pay you back
Ten IBAN accounts and five payment
accounts earning 1.5% interest, so your
operating balance keeps working while
it waits to be spent.
Ten IBAN accounts and five payment accounts earning 1.5% interest, so your operating balance keeps working while it waits to be spent.
Bookkeeping already included
Transactions flow into your books in real
time — no separate bank connection fee, no exports, no manual reconciliation.
Transactions flow into your books in real time — no separate bank connection fee, no exports, no manual reconciliation.
Business account for startups and SMEs
Business account for startups and SMEs
Business account for startups and SMEs
(for Oy only)
Save on usage fees
Affordable SEPA express transfers, currency fees
and SWIFT payments keep usage fees in check as
business payment traffic grows.
Affordable SEPA express transfers, currency fees and SWIFT payments keep usage fees in check as business payment traffic grows.
A total of 4 cards
Three traditional Debit cards, as well as one
separate virtual card on top, enable agile payment
methods for a small team.
Three traditional Debit cards, as well as one separate virtual card on top, enable agile payment methods for a small team.
1% interest on the money in the
account
You get a 1% annual deposit rate on the money in
the account, so you make money even if the money
is just standing in the account.
You get a 1% annual deposit rate on the money in the account, so you make money even if the money is just standing in the account.
Card payments
abroad?
Save on opening fees, monthly fees, and account usage fees.
Total annual savings
600 €
Compared to traditional banking, when a
company makes 100,000€ currency payments
per year on the card.
Card payments
abroad?
Save on opening fees, monthly fees, and account usage fees.
Total annual savings
600 €
Compared to traditional banking, when a company makes 100,000€ currency payments per year on the card.
International
payments?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
Total annual savings
2600 €
Compared to a traditional bank, when a company makes €200,000 international currency payments per year.
International
payments?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
Total annual savings
2600 €
Compared to a traditional bank, when a company makes €200,000 international currency payments per year.
Growing payment traffic?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
Total annual savings
1000 €
Compared to traditional banking, when a
company makes 200 wire transfers per month
and uses WS channels for data transfer.
Growing payment traffic?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
Total annual savings
1000 €
Compared to traditional banking, when a company makes 200 wire transfers per month and uses WS channels for data transfer.
Simple, transparent pricing
Simple, transparent pricing
Simple, transparent pricing
Open a business account easily and quickly online
Open a business account easily and quickly online
Business
A versatile and clear business
account with all the delights.
For startups and SMEs.
Only for Oy.
25 €
/month
10 IBAN-accounts and 5 payment
account with 1,5% interest
500 SEPA payments per month,
exceeding 0,10 €/pcs
5 SWIFT payments per month,
exceeding 0,5 €/pcs
5 Traditional Debit Cards and 20
Virtual Debit Cards
Unlimited users
Open an account quickly for free
Open an account quickly for free
No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of
days conveniently completely online.
No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of
days conveniently completely online.
No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of days conveniently completely online.
Open a business account in NoCFO
You can open an account completely
online, with no opening fee. You can open a
business account directly from your
company's Settings. You only add your
own and your company's data — Holvi
verifies your data in a couple of days.
You can open an account completely online, with no opening fee. You can open a business account directly from your company’s Settings. You only add your own and your company’s data — Holvi verifies your data in a couple of days.
Connect to your business account
Connect to your business account
Finalize the use of business account with a
couple of click. Add/edit the bookkeeping
account where the transactions are entried.
A few minutes and business account works
seamlessly in NoCFO.
Finalize the use of business account with a couple of click. Add/edit the bookkeeping account where the transactions are entried. A few minutes and business account works seamlessly in NoCFO.
All in one place
Account transactions automatically enter
the accounting records. Pay bills as well as
other fees and all necessary procedures all directly in the same service.
Account transactions automatically enter the accounting records. Pay bills as well as other fees and all necessary procedures all directly in the same service.
Powered by Holvi
Powered by Holvi
Powered by Holvi
NoCFO's business accounts are provided by Holvi Payment Services Oy. Holvi is a Finnish payment institution established in 2011 and has a payment institution licence issued by the Finnish Financial Supervisory Authority.
NoCFO’s business accounts are provided by Holvi Payment Services Oy.Holvi is a Finnish payment institution established in 2011 and has a payment institution licence issued by the Finnish Financial Supervisory
Authority.
Since its inception, the goal of Holvi has been to make life easier for entrepreneurs and companies, and today it already serves more than 20,000 companies in Finland, from sole proprietors to SMEs.
Holvi has bank-level protection. In practice, this means that in
accordance with the Payment Services Directive (PSD2), Holvi retains all customer assets in separate partner banks. In this way, the funds are secured by deposit protection provided by banks. In the unlikely event that Holvi were to run into payment difficulties, our clients' assets would still remain intact and
secure, separate from Holvi's balance sheet.
Holvi has bank-level protection. In practice, this means that in accordance with the Payment Services Directive (PSD2), Holvi retains all customer assets in separate partner banks. In this way, the funds are secured by deposit protection provided by banks. In the unlikely event that Holvi were to run into payment difficulties, our clients’ assets would still remain intact and secure, separate from Holvi’s balance sheet.
Ready to get started?
Your whole finance stack in one place.
Ready to get started?
Your whole finance stack in one place.