Financial management on autopilot

NOCFO automates accounting for entrepreneurs and freelancers — save time, reduce expenses and handle legal obligations effortlessly.

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NoCFO – Financial management on autopilot

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Why us?

Don't waste time on complex accounting software that are not designed for small businesses' needs. NOCFO is an AI-based accounting software that provides everything a small business needs.

Independent Professional

Independent Professional

Do you get bored of entering receipts or do you pay too much for the accountant?

‍NOCFO automates accounting, invoicing and payroll, so you can focus on customers and not paperwork.

Small Venture Builder

Small Venture Builder

When the team grows, you can't waste time or money on outdated tools and inefficient accounting agencies.

‍NOCFO shows your finances in real time and automates routines so you don't waste time and you know always where company is at.

Treasurer

Treasurer of an Association

Financial statements, reports and small budgets should not be a source of stress.

‍NOCFO makes the accounting of the association clear, error-free and transparent from start to finish.

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Support and Help

Expert Assistance When You Need It

While NOCFO empowers small business owners to manage their finances independently, we understand that questions or challenges may arise. That's why we offer:

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Comprehensive knowledge base and guidance

Access a wide range of articles and tutorials covering various aspects of NOCFO, from getting started guides to advanced features.
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Human Chat support that replies in 24hours on weekdays

Reach out to our support team directly through the chat within the application for assistance in accounting or how to use the software.
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Support meetings in NOCFO Pro

Beyond day-to-day support, we offer assistance with financial statements, tax returns, and other financial consulting needs through our network of professionals.
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Accounting agency partners

If you prefer to outsource your accounting tasks, we collaborate with trusted accounting firms that are well-versed in using NOCFO, ensuring a seamless transition and continued transparency in your financial records.

Customer Stories

Why are people using us?

Konsta Leskelä
This is a very good program! The Holvi integration works very smoothly, which is a big plus. I have tried many accounting tools for “small entrepreneurs”, but they are often so complex that even a degree in economics does not help.

Konsta L.

Entrepreneur Lykka oy

Picture of Aatu Pulkkinen
Ease of use and excellent price-quality ratio are important for us when choosing a service provider. NOCFO combines both elements seamlessly.

Aatu Pulkkinen

Accounting agency

Septimus Oy
Picture of Tanja Karonen
This is such a great platform! I am amazed at the intuitiveness and user-friendliness of a few accounting programs that NOCFO  has achieved so far.

Tanja K.

Entrepreneur - TMK Asunnot Oy

NOCFO's solution was really clever, and I was able to handle both the bookkeeping and the financial statements for my side business myself with the help of the Plus package.

Matti S.

Sivutoiminen Yrittäjä

NOCFO icon
The program is exactly what I've been needing to run my part-time sole proprietorship. The AI sparring partner was a positive surprise, and the Holvi integration works brilliantly. With clear instructions, the tasks are handled easily and affordably.

Marjaliisa

Toiminimi Avartamo

NOCFO icon
The bookkeeping had been hanging for months due to a lack of motivation for the receipt hustle, even though I had already tested receipt scanner apps. NOCFO's new Holvi integration came completely out of the blue to save the day—an absolute huge relief and just what I had been needing!

Kalle A.

Toiminimi Kalle Alho

NOCFO icon
A huge thanks to NOCFO—it's a clear, easy-to-use solution that does exactly what I need. I have recommended it to everyone I've talked to about bookkeeping. It makes the whole process much simpler.

Tero N.

Yrittäjä - Grater Consulting Oy

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A huge thanks for the excellent product. Even this current version is revolutionizing how things are done—the bookkeeping is handled much more smoothly and with less effort.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals ry
I didn't have any previous experience with bookkeeping applications, and learning a new one is always a bit daunting. The service was a positive surprise in every way and fits our association's needs perfectly (like a 'strike' in bowling). NOCFO is simple, and even a 57-year-old bookkeeping novice can use it.

Rahastonhoitaja Make

Pin Pals Imatra ry

NOCFO was really handy, and with the help of the Plus package I was able to handle both the bookkeeping and the financial statements for my side business completely myself.

Matti S.

Side-hustle Entrepreneur

Picture of Aatu Pulkkinen
When choosing a service provider, ease of use and excellent value for money are key for us. NOCFO combines both elements seamlessly.

Aatu Pulkkinen

Accounting office 

Septimus Oy
Picture of Tanja Karonen
Your platform is absolutely AWESOME! After slogging through several accounting programs, I’m completely stunned by the intuitiveness and user-friendliness you’ve achieved so far.

Tanja K.

Entrepreneur at TMK Asunnot Oy

NOCFO was really handy, and with the help of the Plus package I was able to handle both the bookkeeping and the financial statements for my side business completely myself.

Matti S.

Side-hustle Entrepreneur

NOCFO icon round
The software is exactly what I’ve been looking for to run my side business. The AI assistant was a pleasant surprise, and the Holvi integration works great. With clear instructions, everything gets done easily and affordably.

Marjaliisa

Toiminimi Entrepreneur Avartamo

I’d been putting off my bookkeeping for months, even after testing receipt scanner apps – just couldn’t bring myself to deal with the hassle. NOCFO’s new Holvi integration came out of nowhere – an absolute game-changer and exactly what I needed!

Kalle A.

Toiminimi Kalle Alho

Big thanks for NOCFO – it’s a solid, easy-to-use solution that does exactly what I need. I’ve been recommending it to everyone I’ve had bookkeeping conversations with. It really simplifies the process.

Tero N.

Entrepreneur at Grater Consulting Oy

Big thanks for a great product. Even the current version is a real game changer – bookkeeping is now much smoother and less of a hassle.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals ry
I had no prior experience with accounting software, and learning new tools can be intimidating. But NOCFO was a pleasant surprise—simple, effective, and perfect for our association’s needs. Even a 57-year-old accounting novice like me can use it!

Treasury Make

Pin Pals Imatra ry

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Pricing

No hidden costs. Get started for free.

Annually
Save 20%
Monthly

Free

Helppokäyttöinen kirjanpito yrityksille, jotka haluavat tehdä kaiken manuaalisesti. Rajoittamaton määrä tapahtumia, mutta ei sähköistä arkistoa eikä pankkiyhteyksiä.

0€

/kuukausi

Vuosilaskutuksella

Suosituin

Plus

Automatisoi kirjanpito maksuttomilla pankkiyhteyksillä, lähetä ja vastaanota laskuja, maksa palkkoja ja ilmoita ALVit napin painalluksella. Sisältää kattavan aloitustapaamisen.

20€

/kuukausi

Vuosilaskutuksella

Pro

Kaikki mitä löytyy Plus-paketissa sekä lisäksi rajaton määrä asiantuntijatukea chatissä ja etätapaamisissa. Sisältää kattavan aloitustapaamisen.

40€

/kuukausi

Vuosilaskutuksella

Agency

Oletko tilitoimisto vai hallinnoitko useampaa kuin yhtä asiakasta? Ota meihin yhteyttä sopiaksesi sinulle sopivasta hinnoittelusta.

Ota yhteyttä

Tilaukseen lisätään 25,5 % arvonlisävero.

Katso koko hinnasto

Free

Easy to use accounting for companies that want to do everything manually. Unlimited transactions, but no e-archive and no bank connections (except in Flex and Business accounts)

0€

/month

Suosituin

Plus

Automate accounting with free banking connections, send and receive invoices, pay salaries and report VAT with the click of a button. Includes a thorough starting meeting.

24€

/month

Pro

Everything that is in Plus but in addition unlimited amount of expert support in chat and in remote meetings. Includes a thorough starting meeting.

48€

/month

Agency

Are you an accounting agency or do you manage more than one client? Contact us to arrange the pricing that is right for you.

Pricing is agreed case by case.

25.5% VAT will be added to the order.

Check detailed pricing

Ready to get started?

Save money and time on your accounting.

NoCFO – Teemu KaruluotoNoCFO – Teemu Mankinen

We have two Teemus — and there's always one that shows you how NOCFO works in practice.

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