Choose your plan

No hidden costs. Get started for free.

Annually
Save 20%
Monthly

Free

AI entries, AI expert support, sending and receiving invoices, pay salaries and report VAT with a click of a button.

The only limitation is 8 monthly transactions.

0€

/month

Paid annually

Most popular

Plus

Everything in the Free, but with a larger number of events. Includes a unlimited human support, and starting meeting with free data transfer to NoCFO.

Including 80 monthly transactions.

20€

/month

Paid annually

Pro

For a company with a lot of events. Everything you find in Plus with unlimited human support, and starting meeting with free data transfer to NoCFO.

Including 240 monthly transactions.

40€

/monthly

Paid annually

Growth

Are you a growing company and need more events? Do you invoice a lot and would need a lower cost in invoices or salaries?

In Growth, everything is customizable to your needs. Starting from 84 €/month

Free

AI entries, AI expert support, sending and receiving invoices, pay salaries and report VAT with a click of a button.

The only limitation is 8 monthly transactions.

0€

/month

Most popular

Plus

Everything in the Free, but with a larger number of events. Includes a unlimited human support, and starting meeting with free data transfer to NoCFO.

Including 80 monthly transactions.

24€

/month

Pro

For a company with a lot of events. Everything you find in Plus with unlimited human support, and starting meeting with free data transfer to NoCFO.

Including 240 monthly transactions.

48€

/monthly

Growth

Are you a growing company and need more events? Do you invoice a lot and would need a lower cost in invoices or salaries?

In Growth, everything is customizable to your needs. Starting from 84 €/month

Prices do not include VAT.

Are you an accounting agency? Read more about our offerings for accounting agencies from here.

Add-on

Support Add-on

Unlimited support in remote meetings in addition to the chat support.
Flexible cancellation at any time.

24 €

/month

Not sure which plan is right for you?
Answer a few questions about your business — we'll help you figure it out.
Your usage
30
Accrual accounting: ~56 NoCFO transactions/month
1
No Yes
No Yes
Most active businesses grow into more transactions faster than expected. Plus gives you room to scale, a starting meeting, and real human support from day one.
Your volume goes beyond standard plans. Growth is the right fit if you have high transaction volumes, send a lot of invoices, or pay a lot of salaries — and want a custom price for it.
Your plan

Frequently asked questions

Everything you need to know before getting started.
What counts as a transaction?
Think of it as anything that needs to be recorded: a bank payment, a receipt, an invoice you sent or received, a salary payment. If money moved or a financial obligation was created, it's a transaction. Most active businesses rack up more than they'd expect.
What's included in the starting meeting?
A 30-minute call with someone from NoCFO to get you set up properly. We also move your existing data over from your old software or accountant for free, even if you're switching mid-year.
What's the difference between AI and human support?
With Free you get AI support in chat: quick answers, available anytime. With Plus and Pro a real person is on the other end, replying within 24 hours on weekdays.
What is accrual-based accounting?
It's when you record income and expenses as they happen, not when cash actually lands in your account. So if you invoice a client in December but they pay in January, it still counts for December. Most businesses that send invoices use it, but if you're not sure, just ask us.
Why does accrual accounting affect my transaction count?
Because each bank transaction creates more bookkeeping entries behind the scenes. On average about 1.85x more, which is why the calculator bumps up your estimate automatically when you toggle it on.
When does Growth make sense?
When your business has outgrown the standard plans. Maybe you have a lot of transactions, send invoices in bulk, or run payroll for a growing team and want a price that actually reflects your volume. Just get in touch and we'll figure it out together.
Free
Plus
Pro

Accounting

Unlimited accounting events
8
80
240
All company forms supported: Tmi, Ay, Ky, Oy, Osuuskunta, Yhdistys
E-archive for documents
Unlimited
Unlimited
Unlimited
Accounting AI creating entry-suggestions
Account-picker AI Agent
Accounting, Tax, & Law AI Agent
Receipt/invoicing matching with automatically to accounting documents
Double-entry bookkeeping automatically as easy as one-time entry bookkeeping
Salary payments easily and accounting entries automatically when paying salaries in NOCFO
14 €/salary
14 €/salary
14 €/salary
Tags/cost center reporting
Value-Added Tax (VAT) reporting
With click of a button from NoCFO
With click of a button from NoCFO
With click of a button from NoCFO
Financial Reports (Journal, General Ledger, Income Statement, Balance Sheet, Balance Sheet Breakdown)
Financial Statement tool

Sales and Purchase Invoices

Sending invoices with email
Free
Free
Free
Sending and receiving invoices with e-invoicing
0,70 €/pcs
0,70 €/pcs
0,70 €/pcs
Sending invoices with consumer e-invoicing
0,70 €/pcs
0,70 €/pcs
0,70 €/pcs
Sending invoices on paper
2,90 €/pcs
2,90 €/pcs
2,90 €/pcs
Paying invoices and taxes from NoCFO
All bank accounts supported at no extra cost
All bank accounts supported at no extra cost
All bank accounts supported at no extra cost
Scanning receipts and automatically fetch information
Receipts and invoices matched automatically to bank transactions
Free Debt Collection for sales invoices
Invoice financing for sales invoices

General

Number of users
1
Unlimited
Unlimited
NOCFO Flex and Business accounts seamlessly in the app
Bank Integrations to over 2500 banks in the EU free of charge (from us and from the bank)
Audit log
Advanced permissions
Thorough starting meeting and transfering accounting to NOCFO
Unlimited expert support in chat
Unlimited AI-chat support

Payment methods

All commonly used bank and credit cards are accepted as payment methods. Payment mediation is carried out by Stripe.

The service can also be provided via invoicing; please fill out this form for that.

Mastercard logo
Visa logo
American Express logo
Diners Club logo

Ready to get started?

Save time and money on your accounting.