No need to outsource accounting – do it yourself.

Double entry accounting regardless of the company form – easily and affordably.

NOCFO is a free accounting software for small businesses and associations

Don't spend your time with complicated accounting software that isn't designed for small business' needs.

Easy accounting for real

Simplify your accounting process effortlessly using our platform. With convenient bank integrations, automated entries, and a user-friendly entry assistant, managing your finances has never been this straightforward. Save time and ensure accuracy in your accounting tasks.

Anywhere and anytime

Access our cloud-based software seamlessly on both your computer and mobile device. Enjoy the flexibility to manage your tasks effortlessly, whether you're at your desk or on the go.

All documents in one place

Scan or attach all receipts and reports directly to the service, connect them to transactions and voilá!

Getting started is easy and quick

  • 1. Sign up

    Signing up for the app and creating a user takes less than a minute and is completely free. All you need is a Google or Microsoft email.

  • 2. Add a company

    Add your company to our service. You can also conveniently practice using the service with a demo company before adding your own company.

  • 3. Record the first event

    Edit the chart of accounts to look like your company or use predefined char of accounts, and you can start entering transactions.

NOCFO in a minute

  • 1. Import events

    Automatically import your company's transactions directly from the bank with integration or as a csv-file

  • 2. Add the files

    Add receipts and other documents to your files

  • 3. Let automation do the rest

    We will reconcile the entries and generate the receipt for you automatically. The more you use NOCFO, the smarter it becomes.


Importing transactions directly from the bank

By connecting your bank account, NOCFO automatically fetches your bank transactions. Importing transactions directly from the bank saves you time and nerves.


You can invoice for the work done or services sold directly through the service. Send the invoice via email or as an e-invoice

File storage

Scan or upload all your receipts and reports directly to the service, link them to transactions, and voilà! In the electronic archive, you can store all your accounting materials in compliance with accounting regulations. Receipts, bank statements, and accounting reports—all in one place.

AI-assisted entries

Our intelligent assistant creates transaction drafts based on bank transactions, which you simply need to approve. Managing your accounting is just one click away!

In favor of a small business owner

Often, it is said that an entrepreneur should focus on the core business and outsource housekeeping elsewhere. We believe that everyone can fulfill their accounting obligations if they want to, as long as they have the right tools. At the same time, you will learn more about your company yourself and be able to make better decisions.

NOCFO is a modern, user-friendly, and free accounting software for small businesses. Our goal is to enable more and more people to do their own accounting smartly and correctly. Our program handles double-entry accounting, making it suitable for all types of companies, regardless of their legal form.

Aatu Pulkkinen

Accounting office Septimus Oy

Ease of use and excellent value for money are crucial factors for us when choosing a service provider. NOCFO seamlessly combines both elements.

Treasurer Make

Pin Pals Imatra ry

Having had no prior experience with accounting applications, learning something new always feels a bit intimidating. The service positively surprised me in every aspect and fits our association's needs perfectly. NOCFO is simple and even a 57-year-old accounting novice can use it.

In co-operation